NEW STIMULUS PROGRAMS OUT FOR HOMEOWNERS AND BUSINESS OWNERS!
INQUIRE NOW TO SEE HOW WE MAY BE ABLE TO HELP YOU TAKE ADVANTAGE OF NEW PROGRAMS ROLLED OUT!
At Ocean Park Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We have access to a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 17 different Lenders & Real Estate Investors. This allows us to assist you in getting great rates on all types of programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
We also work with investors and companies who can get you a NoLoan-CashOut through New HELOC Alternative programs. These programs allow you to obtain cash out with our refinancing or applying for a loan. With this cash out you can pay off debts, start a new business or help you get back on track with your mortgage and other finances.
We are also well crafted in the realm of loan work outs and are loan restructure and modification specialists. We understand how lenders, servicer's and mortgage companies operate, what program eligibility terms are, and how to help influence a lenders underwriting staff to grant a loan modification approval. While you can apply for a loan modification yourself, working with an experienced third party, can help you obtain potentially better outcomes and results.
We also work with attorneys who specialize in predatory lending, unjust loan modification denials, breach of contract and wrongful foreclosure. If you have a mortgage lender who you feel may be unjustly denying you for a mortgage or a loan modification, we may be able to help. Having the right team of seasoned professionals really goes a long way.
Last but not least, we work with CPA's, Book Keepers, Tax Managers, Enrolled Agents and Tax Attorneys and can assist with Tax Resolution and Tax Incentive Credits. Most recently, there are R&D Tax Credits and the CARES ACT's Employee Retention Tax Credit program your business may be eligible for.
ERTC is an abbreviation for Employee Retention Tax Credit which is a program that was established under the CARES Act, as a refundable tax credit – a grant, not a loan – that you can claim for your business and get up to $26,000 per each w2 employee.
This stimulus program is designed to help businesses specifically affected by the COVID 19 pandemic that retained employees during 2020 and 2021.
Unlike the PPP program, the ERTC program does NOT require you to spend the funds in any particular way.
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
Reduce My Payment
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
Use My Equity
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
Shorten My Term
Considering a mortgage restructure, refinance, purchase loan, modification, or reverse mortgage? We can help!
New Programs have been released to potentially reduce your payments by up to 25% or more.
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Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
We know the latest programs out and current mortgage market trends :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Lower Your Payment
Lower Your Rate
Get Your First Home
Get Your Dream Home
Get Cash Out
Whatever your goals are we are here to help! Click our prequalifier to get started!
Purchase Apply NowRefinance
We can help you lock in a long term fixed rate and get out of your ARM.
Get started with our easy online application.
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See what you may qualify for with our quick qualifier! Just enter your zip code to get started. We will tell you what you may qualify and send a proposal letter on completion.
Whether you are looking to modify your mortgage, refinance to save on your monthly payments with today's historic low rates, or looking to get pre-qualified to compete with cash offers, we can help!
With today's historically low rates, now is a great time to apply for a loan modification or refinance. Complete our quick secure application, and we will get you a custom quote with different options and review which one may best fits your needs!
Phone: (877) 750-3233
Address: 9171 Wilshire Blvd #500 Beverly Hills CA 90210
Monday-Friday: 9am to 6pm Saturday: 10am to 2pm Sunday: Closed
There are lots of good reasons to choose an FHA loan.