Welcome To Ocean Park Financial

At Ocean Park Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We have access to a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 17 different Lenders & Real Estate Investors. This allows us to assist you in getting great rates on all types of programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

We also work with investors and companies who can get you a NoLoan-CashOut through New HELOC Alternative programs. These programs allow you to obtain cash out with our refinancing or applying for a loan. With this cash out you  can pay off debts, start a new business or help you get back on track with your mortgage and other finances.

We are also well crafted in the realm of loan work outs and are loan restructure and modification specialists. We understand how lenders, servicer's and mortgage companies operate, what program eligibility terms are, and how to help influence a lenders underwriting staff to grant a loan modification approval. While you can apply for a loan modification yourself, working with an experienced third party, can help you obtain potentially better outcomes and results.

We also work with attorneys who specialize in predatory lending, unjust loan modification denials, breach of contract and wrongful foreclosure. If you have a mortgage lender who you feel may be unjustly denying you for a mortgage or a loan modification, we may be able to help. Having the right team of seasoned professionals really goes a long way. 

Last but not least, we work with CPA's, Book Keepers, Tax Managers, Enrolled Agents and Tax Attorneys and can assist with Tax Resolution and Tax Incentive Credits. Most recently, there are R&D Tax Credits and the CARES ACT's Employee Retention Tax Credit program your business may be eligible for.